Workers want to work for more than just a paycheck. They also want insurance benefits. Contact NetPEO to get the best PEO insurance services for Minnesota businesses. When you partner with one of our PEOs, we can give you premium insurance options at rates far less than you could on your own.
PEOs merge the labor pools of different companies to leverage the best benefits and insurance package rates on the market. NetPEO offers both our own PEO services and brokers connections with PEOs in your area to meet your benefits and insurance challenges.
How Will Our Company Work With Yours?
When you approach NetPEO, we begin with a preliminary needs analysis to understand why you need PEO insurance service or any of the other services we offer. We’ll point out any challenges you will likely face as your business grows.
From there, we pair you with a PEO within our network that meets your needs. It could be our own team or one through our brokerage service. You evaluate the choices to find the best ones for your business.
What Sets NetPEO Apart?
Unlike other PEO companies, NetPEO will check in with you regularly during your partnership with your PEO to make sure it’s right for you. If your needs and challenges have changed and your current PEO cannot keep up, we can help you transition to one that serves you better.
Also, through our feedback service, we also push our HR network to improve their services based on what you tell us. It’s a virtuous cycle that has made NetPEO the company highest in customer satisfaction and customer retention in the PEO industry.
The Benefits of PEOs for Your Company
PEOs do more than offer insurance and benefits. They provide HR services, payroll processing, compliance services, recruiting and hiring, and more. Outsourcing these tasks to a PEO frees employers from the headaches of learning and managing these services.
Also, unless you have a background in HR and payroll, you could miss some things – things that could cost your company a lot of money. Working with a Minnesota PEO insurance service protects you from making management and benefits mistakes.
Once you have a PEO, you can turn your attention away from administration and back on the things that made your company grow in the first place.
Insurance Options for Your Business
When you work with a Minnesota PEO insurance service, you can cover all your employee’s insurance needs. Some of the benefit options you could choose include:
Group Health Insurance
This is often one of the first options new employees ask about. You can offer health, dental, and vision through your affordable group health insurance plans. Healthy employees are more productive, and they have a greater reason to stay with your company.
Life and Disability Insurance
Sometimes a workplace accident can permanently injure or kill an employee. We can help you get life and disability insurance coverage for your company, even if you only have a few employees.
Liability Insurance
If you work with any third parties and they injure one of your employees, they can still hold you responsible. Liability insurance covers these cases. It could save your company from bankruptcy.
Workers’ Compensation
You must offer workers’ compensation if you have a single employee in your business. This means either entering the state workers’ compensation system or proving to them you’re self-insured enough to cover the minimum requirements. We can help you assess which option is best for your company.
Juggling all the paperwork and compliance requirements with these programs can take up the entirety of your day, but you may not be ready to hire a full-time HR employee yet. Working with our Minnesota PEO insurance services removes the stress of managing insurance options while still providing excellent services.
Are You Familiar with High-Risk Industries?
Some companies are in high-risk industries like construction, where accidents can happen in an instant. These may require additional insurance requirements or higher limits to meet state or federal law. Do you know how your industry changes your benefits options?
We do! We have experts in HR who are familiar with your industry. Part of our initial analysis is finding a PEO that has experience in your industry. This means they’ll be familiar with your challenges and what you might face as you grow.
We make it easy for small business owners to protect themselves and their employees through our insurance options. Even if you only have a single employee, we can help you get squared away, so your benefits package looks great when you hire the next one.
Can I Only Get Insurance Services?
Yes, it is! When you work with us and your PEO, we will work with you to define which HR and payroll tasks you want us to take on. Perhaps you only want us to help you with workers’ comp claims or to manage your group health insurance. We can arrange the contract to make it so.
Co-employment agreements still leave all the power in your hands. You keep hire and fire rights and all power over what your employees do each day. We will advise you about what needs to be done to meet regulations and help you meet them.
Many small companies have asked us to only get them through regulatory compliance once they started growing their staff. As time passes, you can renegotiate with your PEO to take over other services or remove them if you decide to take them in-house.
Contact NetPEO to Learn About Minnesota PEO Insurance Services
Even small firms can get comprehensive insurance coverage by working with our Minnesota PEO insurance services. Stop trying to understand the insurance market and let our experts help you.
Call us at the number on your screen or email us through our contact page to schedule an appointment to discuss your insurance challenges. We’ll put you in touch with innovative human resource experts ready to help you.