Employers are constantly competing to attract the top talent in their area, and one way they do this is through offering great benefits packages. Many benefits revolve around access to insurance plans like health, dental, vision, and more.
If you’re a small business in Indiana wondering how you can afford to pay for these for your employees, turn to NetPEO. We can connect you with a PEO that offers insurance services. Working with a PEO puts excellent benefits in affordable reach to small businesses.
How PEOs Help Businesses with Insurance Prices
Working with a PEO means you enter a co-employment partnership. Your employees become part of the PEO on paper, but you control everything about their duties and activities like before. PEOs can have “employees” from many clients.
Since most PEOs handle HR services, that means they can go to benefit providers and insurers with a much larger group of employees. This incentivizes insurers to give better rates and services because so many employees are part of the group.
This means your business can access more benefits at a cheaper rate than you could on your own. You can’t get this leverage by hiring an in-house HR person or traditional outsourcing. Partnering with a PEO is the best way to bring high-quality benefits to your employees.
Meet Our Network
NetPEO is both a PEO itself and a PEO broker. When you speak with us for your consultation, we’ll assess your insurance needs and how you plan to grow in the future. Based on that information, your industry, and your location, we will connect you with a local PEO to help you.
Our job doesn’t stop there. If you agree to work with a PEO and things don’t work out, or you outgrow what your current PEO can provide, we will help you find another PEO and assist with transitioning from your old one.
We check in with our clients regularly to make sure you’re getting what you want from your PEO and to help give feedback to our PEO members on how to improve their performance. This process is why so many businesses trust NetPEO.
Insurance Services We Provide
Our Indiana PEOs provide insurance services that your employees and candidates want from an employer. Some of the insurance packages we provide include:
Group Health Insurance
One of the biggest reasons people stick with an employer is access to group health insurance. We have health, dental, and vision plans you can offer your employees through our insurance service. We’ll handle all the administrative details for your insurance plans.
Workers’ Compensation
Workers’ compensation coverage is one of the first insurance types that employers must get. It is a requirement once you hire an employee. The penalties for failing to have it before a worker gets injured are high in Illinois. If you don’t have it and have employees, call us immediately so we can help you get covered.
Liability Insurance
Liability insurance protects you against any injury to your employees done by a third party while they’re on the clock. It covers situations like car wrecks, armed robbery, contractor malfeasance, and more.
Life and Disability Insurance
If your industry is dangerous, like construction or ship maintenance, extra life and disability insurance can give your workers and their families peace of mind if they get permanently injured or die on the job. These policies will pay additional compensation to victims and their families.
These are just some benefits and coverages you could get working with an Indiana PEO. Handling all the paperwork and maintenance of these plans can take a lot of time out of your day, but you don’t have to worry about it. Your PEO will handle all the administration and claims details.
PEOs Give You Flexibility
Normally a PEO will handle all of your HR or payroll needs at once, but NetPEO’s plans let you choose a la carte services. If you only want someone to handle a small part of your needs, we can create a contract to cover just those portions.
This is useful if you already have someone handling part of your HR or payroll and want someone to help without hiring a new person. Co-employment lets you share the workload while retaining control of your daily operations.
Speak with an Indiana PEO to Help You with Insurance Services
Even if you only have a single employee, it’s time to consider what insurance policies you’ll have for your business. At a minimum, you’ll need workers’ compensation coverage to comply with Indiana law. Instead of going through the hassle of understanding the insurance market on your own, work with our PEOs instead.
To get a free business consultation to discuss your Indiana insurance services needs, call us at the number on your screen. You can also use our contact form to send us an email. During your consultation, we’ll assess your needs to ensure you’re getting exactly the services your business wants and needs at your stage of growth.
Then we will connect you with PEOs in Indiana with the skills and industry backgrounds you need to achieve your goals. Get started today by calling NetPEO and asking for your free business consultation.
